The choice of assets (pension or property) for retirement planning are not mutually exclusive and should be used together in building the best possible retirement resource and/or legacy for family.

Although the tax advantages can be considerable, they can also be limited but there are other tax efficient investment vehicles to consider too. These include ISAs, SAYE, Venture Capital Trusts and Enterprise Investment Schemes – especially if you have a significant income tax or capital gains tax bill to consider. With so many (often lesser known) options, professional advice is essential; too many people find out when it is too late.

Please speak to your financial advisor regarding this, If you don’t have one then please speak to us

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